The following links are designed to help you with your upcoming home financing. it is a very simple fixed rate loan calculator. Please also consider in your payment any HOA fees, Homeowner insurance and of course Property taxes. Most property taxes in the LA region are about 1.2% of the purchase price, a conservative ratio of gross combined income to PITI payment is 35% but can be much higher depending on the home value and down payment involved, always best to contact a mortgage professional for your particular situation and current programs available.